RBL Bank | Best Bank | Secured Small Business Loan | Small Business Banking | Attractive Interest Rates

Secured Small Business Loans

Avail a secured small business loan from RBL Bank to quickly access money so you can manage and grow your company. Make use of funding to cover your working capital needs, buy machinery and equipment, or repair and renovate an existing business unit.

Key Benefits

Up to INR 20 lakhs in loan
12 to 84-month convenient loan payback terms
Commercial and residential real estate are accepted as collateral
Favourable Interest Rates
Quick and Easy procedure
Assessment based on bank statements, Kachha Pukka bills, ITRs, and VAT

Customer segments: Individuals, proprietors, or proprietorship businesses.
Must be at least 25 years old and at most 65 years old to apply.
3 years in the existing home and/or business are required for residential and commercial stability.
3 years in the current industry at the very least of experience.
Ownership of the property must be by self, co-borrower, or a blood relative.
Property should have the necessary authority's approval and property age must be less than 50 years. Approvals by: Urban - Development Authority-approved | Gram Panchayat-approved in rural areas.

PAN Card - For Individual/Partnership Firm
Identity Proof - Any one (e.g. Voter ID/Driving License/Passport)
Address Proof - Any one (e.g. Voter ID/Driving License/Passport/Telephone Bill/Electricity Bill/Registered Lease Deed or Sale Agreement/Bank Statement)
Business Continuity Proof - Any one document dated 3 years old (Bank Statement/Sales Tax Challans/IT Returns/Shop & Est. Certificate/Partnership Deed)
Income Proof
ITR with financials for at least one year filed at least 4 months before the date of application
VAT returns
Bank credits for the last 6 months validated through an original statement
Kachha Bills/Purchase Bills/Purchase or Sales registers
Complete Collateral Documents for secured loans, including EC, wherever applicable

Points to Note | Disclaimer

Co-applicant is mandatory for all loans.
Terms and Conditions apply.
All loans are approved at the sole discretion of RBL Bank.
We will update you about the loan decision in approximately 14 working days from the date of receipt of the completed application form and all the required documents.

MSME Relief Package

Change in Branch Cash Timings

Branch Relocation

RBL Bank is registered with DICGC

Linking PAN with Aadhaar

Payments Update

Credit Card

Properties for Sale

MSME Relief Package

Change in Branch Cash Timings

Branch Relocation

RBL Bank is registered with DICGC

Linking PAN with Aadhaar

Payments Update

Credit Card

Properties for Sale

Secured Small Business Loans

Secured Small Business Loans

Key Benefits

MSME Relief Package

Change in Branch Cash Timings

Branch Relocation

RBL Bank is registered with DICGC

Linking PAN with Aadhaar

Payments Update

Credit Card

Properties for Sale

MSME Relief Package

Change in Branch Cash Timings

Branch Relocation

RBL Bank is registered with DICGC

Linking PAN with Aadhaar

Payments Update

Credit Card

Properties for Sale

Secured Small Business Loans

Secured Small Business Loans

Key Benefits

Points to Note | Disclaimer

Money, People & Safety

The Rise of Digital Arrest: Safeguard Your Data from Cybercriminals

How to Protect Yourself from Social Engineering Attacks

Shop Safely Online: Key Tips for Secure Online Shopping

How the India Post Delivery Scam Works and How to Avoid It

Comprehensive Guide to Zero Balance Savings Accounts in India

MSME Relief Package

Change in Branch Cash Timings

Branch Relocation

RBL Bank is registered with DICGC

Linking PAN with Aadhaar

Payments Update

Credit Card

Properties for Sale

Cookie settings