Inclusive Finance Institutions (IFI)
Inclusive Finance Institution (IFI) establishes and maintains strategic relationship with various financial institutions - Micro-Finance Institutions (MFIs), Small Finance Banks (SFBs) and Non-Banking Finance Companies (NBFCs) operating in affordable finance segment to make positive impact in the lives of unbanked/underbanked.
Products
- Our inclusive finance products include term loans for on-lending to micro finance segment customers and various NBFC customers under affordable finance segment.
- Cash credit / working capital limits for short-term working capital requirements.
- Treasury services, including foreign exchange hedges
- Bank Guarantees
- Debt capital market services including NCDs and standalone CPs
- Pass-through certificates (PTCs) transactions with NBFC-MFIs
- Subordinated debt financing to various NBFCs
- Investments in AIF Funds
- AD banker services for equity transactions
- Fixed deposits
- Salary accounts
- Cash management services and transaction banking solutions, including both traditional and new-age digital services
