Credit Card
Split n Pay
Convert your spends into easy EMI and flexible tenor for 3, 6, 9, 12, 18, 24 months
What is Split ‘n’ Pay?
Flexibility of Conversion
- You can choose to convert your eligible transaction/s into 3, 6, 9, 12, 18 or 24 months EMI as per your choice.
Convert from Anywhere
- You can easily convert your transactions into EMI via MyCard Mobile App, WhatsApp, MoBank Mobile App or by calling the customer service (Contact details available at the back of your credit card).
Low Rate of Interest
- You can enjoy the low rate of interest on your EMI and also get processing fee discount with EMI Infinity Pass.
What is EMI Infinity Pass?
Activating EMI Infinity Pass enables you to get unlimited Cashback on your Split ‘n’ Pay processing fee:
- Flat 100% cashback on 1st Split ‘n’ Pay processing fee
- Unlimited flat 20% cashback of every Split ‘n’ Pay processing fee
- Valid for 1 year
- Optional auto-renewal facility is also available with customers wherein customers can auto-renew their pass
- Free-look period of cancellation is 30 days post issuance of EMI Pass
- Exclusive offers on EMI conversion throughout the year
These benefits can be unlocked by activating the pass!
Get your EMI Infinity Pass Now
Terms & Conditions Apply
Am I Eligible?
Eligible transactions
- All transactions greater than INR 2,500 are eligible for EMI conversion except specific exclusions such as cash and jewellery transactions.
- To check the eligibility of your transaction, go to MyCard Mobile App and look for the EMI symbol on your transaction.
How to Avail?
You can avail this pre-approved facility by:
- Logging into the RBL Cares Chatbot
- Logging into the RBL MyCard Mobile App
- Logging into the RBL WhatsApp
- Calling customer care (Number available at the back of your credit card)
- Part repayment is not allowed on an active Split and pay plan. You can only pre-close Split n Pay plan by making full repayment including all outstanding amount in full. The EMI once approved and processed can only be pre-closed. In case of pre-closure of the loan, a charge currently 3% (Excluding GST) or INR 100, whichever is higher, shall be levied on the balance principal outstanding will be applicable. Tenure confirmed at the time of applying EMI cannot be changed. Pre-closure charge will be rounded off to the nearest integer (Taxes will be charged as per prevailing government laws). Cancellation should not be done one day prior to the billing date.
- Customer is required to reach out RBL Bank's customer service team by calling them to intimate the bank for pre-closure for the Split n Pay plan to be closed. In absence of prior communication, any extra payment you make will be used to reduce the amount cardmember owe on their card.
- RBL Bank EMI calculator can be referred for ease of calculation https://www.rblbank.com/emi-calculator.
