GO Account
GO Account
GO Account is a zero-balance digital savings account.
Open GO Account at the comfort of your home & get benefits worth 5x your joining fees.
One Account, Multiple Benefits!
Earn up to
Key Benefits
With zero balance GO Account get the advantage to operate without the hassle of maintaining a minimum balance.
Get premium GO Debit Card for free with your GO Account. Enjoy the unique features of Tap and Pay, higher ATM withdrawal limit and enhanced Point of Sale (POS) limit.
Free and unlimited ATM usage at all RBL Bank ATMs and other Bank ATMs.
With your GO Account, keep track of your credit history by getting 1 free Credit Report per year. Explore personalized loan offers based on your credit score.
Get 8 types of free insurance cover up to INR 1 crore along with your GO Debit Card and free cyber insurance cover up to INR 1 Lakh for the 1st year of joining GO Account.
Joining fee for GO Account INR 1,999 +GST
Renewal fee for GO Account will be INR 599 +GST p.a. (Waived off on spends of INR 1 Lac or above using GO Debit Card in the previous year)
*Terms and Conditions Apply
GO Account is available only digitally.
Go Debit Card - Benefits and Features!
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Free Joining vouchers worth INR 1,500! on Leading brands
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Next year get your debit card annual fee INR 599+GST waived off on spends of INR 1 Lakh on POS /ECOM
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Complimentary insurance covers with your GO Debit Card
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Higher ATM/POS and online Limits in a day
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Tap and Pay
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Instant Debit Card PIN setup via MoBank, Net Banking and SMS
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Free and unlimited ATM usage at all RBL Bank ATMs
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Global Acceptance
- Debit Card is active only for Domestic ATM /POS transaction. Here client needs to activate online, international & contactless transaction through RBL Bank MoBank App/ Net banking or call customer care
Login to RBL MoBank > Tap on 'Manage Debit Card; > Tap on 'Security Settings'
***Savings Account Interest Rates
| Daily balance | Rate of Interest (p.a.) Effective from October 30, 2024 |
|---|---|
| Upto INR 1 lakh | 3.50% |
| Above INR 1 lakh upto INR 10 lakh* | 5.50% |
| Above INR 10 lakh upto INR 25 lakh* | 6.00% |
| Above INR 25 lakh and upto INR 3 Crore* | 7.50% |
| Above INR 3 Crore upto INR 7.5 Crore* | 6.50% |
| Above INR 7.5 Crore upto INR 50 Crore* | 6.25% |
| Above INR 50 Crore upto INR 75 Crore* | 5.25% |
| Above INR 75 Crore upto INR 125 Crore* | 7.50% |
| Above INR 125 Crore upto INR 200 Crore* | 6.00% |
| Above INR 200 Crore upto INR 400 Crore* | 4.00% |
| Above INR 400 Crore upto INR 500 Crore* | 6.75% |
| Above INR 500 Crore* | MIBOR** + 1% |
* On daily balances in excess of INR 1 Lakh
With effect from April 1, 2016, the periodicity of payment of interest on Savings Bank Account has been changed to quarterly. Accordingly savings Bank interest calculated on daily product basis will be paid at quarterly intervals on 30th June, 30th September, 31st December & 31st March each year.
**MIBOR is overnight MIBOR rate
To understand the interest calculation with an example click here.
