Care

No Claim Bonus – Super: You can enhance your sum insured amount by up to 150% in 5 years by selecting the optional protection, NCB Super.

Unlimited Automatic Recharge: There should never be a point when you run out of coverage, thus by choosing this add-on, you will always have coverage for the full amount of your sum insured if it is reinstated in your policy. And you can use this as many times as you like.

30-Day Pre-Hospitalization Coverage: The treatments you go through before being admitted to the hospital, like normal medication and investigative tests, can be rather monetarily exhausting. Your medical costs up to 30 days prior to your hospitalization are covered by "Care."

Ambulance Cover: In an emergency, medical care is necessary. Because of this, we pay the costs you incurred when using a domestic road ambulance while you were in the hospital. Not only that, but several of our product care plans also provide coverage for using an air ambulance if a doctor recommends it.

Hospitalization for at least 24 hours: If you are admitted to a hospital for in-patient care for at least 24 straight hours, we will pay for your room, nursing costs, intensive care unit costs, a surgeon's fee, a doctor's fee, anesthesia, blood, oxygen, operating room costs, etc.

Hospitalization less than 24 hours: If you receive a daycare treatment that may not necessitate a hospital stay of 24 hours or more, we will pay for your medical expenses. In actuality, we cover more than 540 daycare procedures.

Room Rent: We cover any costs incurred in a single or private hospital room. If a doctor treating you suggests it and there is a necessity, you can also improve your accommodation.

ICU Charges: We think that during an emergency, your sole concern should be your recovery. Therefore, we take care of any ICU fees that may prevent you from receiving quality care.

60-Day Post – Hospitalization Coverage: Even we don't relax unless you're entirely prepared to face all of life's issues head-on because expenses don't stop once you're released from the hospital. We pay for any expenses you have up to 60 days after your hospital stay, including visits to the doctor, diagnostic tests, prescription drugs, and other costs.

Domiciliary Hospitalization: We offer coverage for medical costs incurred during your treatment at home for a period longer than three consecutive days in the event of an emergency or a medical condition that prevents you from being admitted to a hospital. So, nothing should prevent you from receiving the care you need.

Annual Health Check-up: We adhere to the proverb that says prevention is better than a pound of care. For this reason, we do an annual health checkup on you and on all other policyholders, including kids.

Automatic Recharge of Sum Insured: With Automatic Recharge of Sum covered, you may leave your anxieties about medical bills outside the door. We will reinstate the whole Sum Insured amount of your policy if you ever lose health coverage as a result of claims made. You may use this extra money to treat any more illnesses, and any other insured members may use it to treat any additional illnesses.

Organ Donor Cover: As much as we care about you, we also care about those who assist you. In addition to seeing to it that your medical requirements are met, we will also pay for any medical costs incurred by an organ donor while undergoing organ transplant surgery.

Reassurance of Second Opinion: Sometimes reassurance is more effective than the actual treatment. For this reason, if you ever have any doubts regarding your diagnosis, you are always free to get a second opinion through a specific arrangement made by us.

No Upper Age Limit of Enrollment: All of our plans, including "care," have no maximum age limit for enrollment, so even someone in their 100s can apply.

Lifelong Renewability: We keep our word by offering our customers the option of lifelong renewability, which means that once registered, a person can continue to be protected for as long as they want as long as they renew their policy on time each year.

Alternate Treatments: We are aware that occasionally alternative therapies may prove to be more successful. Choose the treatment that works for you, whether it be Ayurveda, Unani, Siddha, or homeopathy, and we will pay for it up to a predetermined maximum that varies depending on the plan selected.

Personal Accident along with Health Insurance: Forget about the difficulties of keeping two separate plans, one for personal accident coverage and one for health insurance. By choosing this supplemental insurance, you are covered for accidental death and total disability for up to 10 times the chosen sum insured.