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Shop Safely Online: Key Tips for Secure Online Shopping

RBL Bank Oct 31, 2024

India’s online shopping culture has skyrocketed over recent years because of the convenience, variety, and countless deals it offers at the touch of a button. From daily essentials to high-ticket purchases, shopping online has become a quick, accessible option for millions. But, with this ability to shop anywhere, anytime, also comes responsibility. It is imperative that one remains cautious against the security risks that come with online transactions.

For every great deal you see online, there could be a danger of hidden threats like cyber-attacks and phishing scams. Fraudsters are always waiting for a chance to exploit your vulnerabilities. In a world where even one wrong click can compromise sensitive information, staying informed about online shopping safety is essential.

Whether you’re an experienced digital shopper or new to the online marketplace, practising these five safety measures will help you shop smarter and more securely. Read on to discover practical tips that will keep your shopping experience worry-free.

1. Only Shop on Secure and Trusted Websites

Before you’re about to buy something online, make sure you’re doing it on a secure website. A quick check can save you from potential fraud—look for “https://” at the start of the web address, as this signals that the site uses encryption to protect your data.

Sticking to well-established, reputable marketplaces can also help reduce risk. If you’re exploring smaller or lesser-known stores, take the time to read reviews or ask friends for their feedback.

2. Use Secure Payment Methods

Choosing a safe payment method helps protect you from fraud. Payment gateways like UPI have a fraud protection mechanism that adds an extra layer of security. Additionally, check if you can enable two-factor authentication (2FA) on your payment app or card.

3. Limit the Personal Information You Share

Most online stores only need basic details like your name, address, and details regarding your mode of payment. It is a red flag when a website asks for information like your Aadhaar number or bank account details that should be private. By choosing not to enter these details, you not only protect your privacy but also prevent your bank account from being compromised.

4. Avoid Using Public Wi-Fi for Purchases

We all enjoy the convenience of shopping on the go, but public Wi-Fi networks can be risky. Places like cafes, shopping centres, or airports often have unsecured networks that make it easier for hackers to access your data. Whenever possible, wait until you’re on a private, secure Wi-Fi network to make purchases.

5. Keep Your Devices and Software Up to Date

While updating your software can feel like a hassle, it is crucial to maintaining your device’s security. Each update includes essential fixes that protect against the latest cyber threats. By keeping your software and apps on your phone/computer/tablets up to date, you’re blocking potential security gaps that hackers might exploit.

Consider installing antivirus software, which acts as an extra layer of defence against malware, phishing scams, and other cyber threats. Regular updates and antivirus software work hand-in-hand to keep your devices secure and your online shopping safe.

Conclusion

Practising vigilance and online shopping go hand in hand. Make it a habit to follow these activities to ensure your financial security: regularly check your bank statements for any unauthorised activity, set strong passwords, and avoid storing sensitive information on shopping apps. Be informed, shop smart, and stay secure!

National Cybercrime Reporting Portal

Click here to learn more about various types of fraud and how to protect yourself.


Disclaimer: Articles published on the website are merely indicative and suggestive in nature and do not amount to solicitation. The contents do not guarantee the desired returns and/or results. Reader is advised to exercise discretion and consult independent advisors for achieving desired result. Visitors to this blog/ website w.r.t products & services offered by RBL Bank Limited herein, shall ensure that the comments / feedback posted shall be restricted to the contents published herein and shall not contain such language that may be un-parliamentary or against any religion, caste, section of society, political view etc. While our endeavor is to publish the comments that are submitted, however, all comments/feedback shall be subject to internal review by RBL Bank Limited. We do not guarantee that the comments that are submitted will be published.

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