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Digital Fixed Deposit

Digital Fixed Deposit

Open your Digital FD now and get market-high interest rate, without having to open a savings bank account.

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ACE Fixed Deposit

ACE Fixed Deposit

A non-withdrawable Fixed Deposits scheme with easy investment and higher returns than a regular FD.

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Smart Recurring Deposit

Smart Recurring Deposit

Smart Recurring Deposit is flexible term deposit that banks offer for the convenience of depositors.

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Flexi Sure Fixed Deposits

Flexi Sure Fixed Deposits

Perfect combination of a savings account and a fixed deposit that can help you in gaining greater advantages.

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Regular Fixed Deposits

Regular Fixed Deposits

Get higher returns with our fixed deposit plan that comes with simple investment requirements, making it an ideal choice for those seeking a steady source of income.

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Tax Savings Fixed Deposits

Tax Savings Fixed Deposits

Maximize your tax savings and earn guaranteed returns with our fixed deposit scheme, featuring competitive interest rates, flexible tenure options, and tax exemption under Section 80C.

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Senior Citizen Fixed Deposits

Senior Citizen Fixed Deposits

Enjoy hassle-free savings and secure your retirement with our fixed deposit, tailored to meet the investment needs of senior citizens.

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Super Senior Citizen Fixed Deposits

Super Senior Citizen Fixed Deposits

Our fixed deposit plan is specifically designed for senior citizens aged 80 and above, providing a hassle-free way for them to invest their money and earn attractive returns.

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Recurring Deposits

Recurring Deposits

Cultivate the habit of saving and earn attractive returns with our flexible and reliable recurring deposit scheme.

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Eligibility Criteria for Fixed Deposits

Both seniors and non-seniors can easily meet the requirements to open a Fixed Deposits account. To start an FD either online or offline, depositors must provide documentation proving their identity and address.

Identity and Address Proof:

  • Passport

  • Driving license

  • Proof of possession of Aadhaar number

  • Voter's Identity Card

  • Job card issued by NREGA duly signed by an officer of the State Government

  • Letter issued by the National Population Register containing details of name and address

Partner Testimonial

Bajaj Finserv Direct

Bajaj Markets has partnered with RBL Bank to offer an effortless way to increase savings by opening Savings Account or Fixed Deposit.

 

With this, one can now open Savings Account or Fixed Deposit with RBL Bank to enjoy higher interest rates and earn risk free returns. RBL Bank offers 0.50% additional interest rates for Senior Citizen customer (Age 60 Years and above to less than 80 Years) and 0.75% additional interest rates for Super Senior Citizen (Age 80 Years and above) on the regular interest rates. For more details, please visit RBL Bank website or Bajaj Market website or Click here to view interest rates.

T&C Apply*

About Bajaj Finserv Direct

Bajaj Finserv Direct, a subsidiary of Bajaj Finserv, is one of the fastest-growing fintech companies in India. It has two primary arms, Bajaj Markets, a financial marketplace, and Bajaj Technology Services, a techfin service provider. Bajaj Markets is a marketplace that offers multiple financial products across all categories - Loans, Cards, Insurance, Investments, Payments, Pocket Insurance, and VAS. Bajaj Markets has partnered with trusted financial brands to offer “India ka Financial Supermarket”. A one-stop destination where its customers can explore a host of products that can help them achieve their financial life goals. Having started its journey as a fintech, Bajaj Finserv Direct has also built a very strong business as a techfin. Through Bajaj Technology Services it offers a wide gamut of digital technology services which span Custom Applications, Enterprise Applications, Data & Analytics, Gen AI, Cloud Services and Digital Agency.

 

Visit the Bajaj Markets website or download the Bajaj Markets’ app from the Play Store or App Store to experience “India ka Financial Supermarket”.

FAQs

An investing strategy called a Fixed Deposits offers you guaranteed earnings over a predetermined period of time.

An account for a Fixed Deposits can be opened with a minimum period of seven days.

The online FD calculator can be used to compute FD interest on your own.

The minimum amount varies depending on the bank. It can be as low as INR 5,000. Also note: Higher the invested amount, higher will be the interest returns.

You can opt to receive interest payments on your Fixed Deposits on a monthly or quarterly basis, or you can decide to reinvest the interest earnings for higher returns when the FD matures.

You can borrow money against your Fixed Deposits investment and continue to receive interest on it, thus the answer is yes.

One of the safest financial options is to invest in Fixed Deposits. An FD allows you to keep your money safe while earning interest returns.

Banks provide FD investors with a nomination feature that takes unforeseen circumstances into account.

A Tax-Saving Term Deposits has a 5-year lock-in period, so you cannot withdraw money from it early.

The maximum time you can invest in an FD is 10 years.

There are several advantages to investing in FDs, including guaranteed returns, security for the deposited money, the ability to take out a loan against an FD, tax exemption from tax-saving FDs, and simple withdrawal and reinvestment of FD money at maturity.

You are eligible for a maximum tax exemption of INR 1.5 lakh through tax-saving FDs.

Opening an Online Fixed-Deposit account is simple and painless, and just a few documents are needed. You can apply for an FD online without even going to a bank location.

Senior persons who invest in fixed-rate debt (FDs) are eligible for an additional 0.5% annual interest return.

You are permitted to early withdraw from your FD. You will, however, be responsible for the early withdrawal fee for an FD. An early withdrawal from a tax-benefit FD is not permitted. In the case of senior citizens' FD, there are no penalties for early withdrawal.

Evaluate Fixed Deposits rates for various tenures at both the same bank and other banks. For improved returns, you can invest in a cumulative FD.

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