0% Cross Currency Mark-Up
- 0% Cross Currency Mark-Up fee on International spends with your RBL Bank Insignia Debit Card.
Contactless Payment
Use the Contactless Insignia Debit Card and just tap to pay -
- At stores accepting Contactless payment, place your Insignia Debit Card within a few inches of the POS/payment machine.
- Once you get a ‘beep’ and a green light your payment is done!
- Please note that in India, payment through contactless mode is allowed for a maximum of INR 5,000 for a single transaction.
Safe and Secure
Enhanced Security
- Your Card is equipped with a PIN-based EMV chip that provides added security to your Card, making it more secure.
- An EMV chip + PIN Card mandates the use of a Personal Identification Number (PIN) to authorise purchase transactions, providing an extra layer of security.
- Your online transactions also have an added authentication layer of One Time Password (OTP) that is sent on your registered mobile number.
- Enhanced security through MasterCard Secure Code for your online transactions.
Active Alerts
- Receive instant alert messages on your registered email address and mobile number for all your Card transactions.
Convenient and High Withdrawal / Transaction Limits
Enjoy higher withdrawal / transaction limits at ATMs and merchant outlets*
- ATM Withdrawal limit: INR 200,000 a day Point of Sale (Including Online Transactions) Limit: INR 400,000 a day.
* Mark Up Fee of 3.5%+ taxes applicable for International ATM cash withdrawals on RBL Bank Debit Cards.
Unlimited free cash withdrawals at more than 200,000 ATMs across India
Insurance Benefits
Card Protection Cover of INR 2,00,000, which includes the following:
- Lost Card Liability: Protects against unauthorized transactions in case of loss or theft of your card.
- Counterfeit Card Liability: Protects against fraudulent transactions made by a third person by fraudulently printing, embossing, or encoding the card to make it appear as a genuine card and using it for making transactions.
- Account Takeover Cover: Protects in case of an event wherein your personal details have been accessed by a third person and is subsequently misused to get a new physical card or loan from the bank using your name.
- Personal Accident Cover of INR 25,00,000: Death due to Air Accident - Provides cover in case of any unfortunate event that leads to loss of life in an Air Accident.
- Baggage Insurance Cover of INR 50,000: Reimbursement for loss of personal belongings / baggage etc. while on a personal trip.
- International Travel Cover of INR 25,000 each: Provides cover for a variety of travel related incidents in the event of international travel:
- Delay of checked-in baggage
- Loss of Passport
- Accidental Death Cover of INR 10,00,000: Accidents are unforeseen and inevitable. An accidental death cover ensures financial stability for you and your family in the event of any unforeseen accident. The cover is a one-time payable to the cardholder. This cover contains “accidents due to natural calamities and arising out of terrorism / terrorist acts”.
- ATM Assault and Robbery Cover of INR 2,00,000: Provides for reimbursement of money withdrawn from any ATM around the world using the Debit Card against a robbery event that occurs within a specified time period of withdrawal of the money.
- Purchase Protection Cover of INR 50,000: Get coverage for assets purchased using your RBL Bank Debit Card through the purchase protection plan. The coverage will be valid for the first 60 days of purchase and would be for residential premises only. The policy does not cover fire loss or damage to articles combustible in nature, motor vehicles / pedal cycle deeds, bonds, bills of exchange, promissory notes, share certificates, business books, manuscripts, document of any kind, unset precious stones, jewellery and valuables.
*For more details Refer Terms and Conditions
Download insurance related documents below:
Instant Debit card PIN Generation
For a convenient banking experience please activate your Debit Card by generating a 4 digit pin of your choice.
SMS PIN space Last 4 digits of Debit Card No space Customer ID space PIN of your choice to 9223366333 from your registered mobile number. - Example “PIN 5874 1012345 1234”.
You can find your Customer ID in your A/c Opening Welcome Kit/cheque book.
How to generate Debit card PIN via RBL MoBank App?
Follow below mentioned steps on RBL MoBank App to generate your Debit card PIN:
- Login to your RBL MoBank App
- Tap on ‘Manage Debit Cards’
- Tap on ‘Change PIN’
- Enter your card Expiry date and your new PINs
How to generate Debit card PIN via Internet Banking?
Follow below mentioned steps on Internet Banking to generate your Debit card PIN:
- Login to Internet Banking
- Click ‘Requests’ at the top right
- Click ‘Debit Card’
- Click ‘Debit Card PIN set/reset
- You can alternatively choose Accounts > Debit Card > Debit Card PIN set/reset
- Enter your card Expiry date and your new PIN
Disclaimer: Please note, w.r.t the Signature Plus Visa Debit Cards issued to Insignia customers as a result of the MasterCard embargo period from July 21, 2021 to February 3, 2022, there will be no monthly cashback offers in the form of vouchers or annual vouchers based on the purchases. This is because the Signature Plus cards were issued to Insignia customers without any joining or annual fee during the MasterCard embargo. Also, do note, Insignia Debit Cards will be issued to customers at the time of renewal.
