Credit Facilities and Loans

Businesses require funding to fuel growth. It’s important to choose the right business finance to fuel that growth. At RBL, we believe all businesses are unique, whatever the size or industry type and hence our customized solutions are tailored to meet all your short and long term funding needs. With a simple and hassle- free documentation and loan process we ensure your needs are met in time.

 

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Take advantage of foreign currency finance at attractive interest rates (linked to LIBOR).

Export Packaging Credit (Pre-Shipment / Post-Shipment)

• We provide export financing services in both INR and FCY to meet your financing requirements at different stages of exports.
• Avail pre-shipment finance in the form of Export Packing Credit (EPC) for purchase or import of raw materials, processing and packing of goods meant for exports.
• Post shipment, get your export documents discounted / purchased or get rupee advance against export bills sent for collection / under LC at competitive interest rates.

Supplier's and Buyer's Credit

• We can arrange for financing your imports through a buyer's / supplier's credit at very. competitive rates of interest. This is a foreign currency loan, and interest rates are typically linked to the LIBOR rate of the currency of finance.

Bill Discounting

• At RBL we also provide LC backed bill discounting for both Exports and Imports.

Bank Guarantees

• As per FEMA regulations, we issue foreign currency bank guarantees on your behalf.

Loan Against Property

• RBL’s “Loan Against Property” enables you to use the power of your property (residential or commercial) to make the most of a business opportunity or meet your business requirement.
• Loan amount of up to INR 10 crore.
• Convenient repayment option of up to 180 months.

 

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Overdraft Against Property

For any spontaneous business requirement, use our Overdraft Against Property and get charged only for the utilized amount.

• Drop-line Overdraft limit of up to INR 5 Crores.
• Drop-line Overdraft tenure of upto 10 years.
• Both residential and commercial property accepted as collateral.

 

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Short Term Business Loans

Use our Business Loans as a solution to meet your short-term finance and working capital requirements.

• Loan amount from INR 10 Lakhs up to INR 35 Lakhs.
• Convenient loan repayment option of 12 to 36 months.
• No security or collateral required.

 

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